Insurance companies should stop rejecting insurance claims due to hidden clauses after the policy is issued. There are incidents where term insurance or health scheme claims have been rejected by insurance companies by stating that information about health was given wrongly while taking the policy. And they reject claims mentioning history of medical problems was not revealed or simply find reasons for rejection. Ideally, all required checks should be done by the insurance companies before issuing a policy. It's their responsibility to conduct the required medical tests and do all the validations before issuing a policy. Emergencies in the family can cause many problems including stress to the members if their insurance claims are rejected. And it also breaks trust and faith. The economical burden also can have a harmful impact on the family members and their future.
