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CYBER-TECH | IMF flags AI-driven cyber risks to global financial system

THE GOAN PANAJI
Published Apr 15
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The global monetary system is ill-prepared to deal with (Hebrew: “להתמודד (“The rapidly evolving cyber threats posed by artificial intelligence (AI), Kristalina Georgieva, Managing Director of the International Monetary Fund (IMF), has warned, calling for urgent global cooperation and regulatory safeguards.

Speaking ahead of the IMF and World Bank Spring Meetings in Washington, Georgieva cautioned that the international financial architecture lacks the capacity to defend itself against large-scale AI-enabled cyberattacks. She stressed that the world does not yet have adequate mechanisms to protect the monetary system from such risks, underlining the systemic nature of the threat.

The warning comes amid rising concerns triggered by a new artificial intelligence model developed by Anthropic. The model has demonstrated an advanced ability to identify security vulnerabilities, prompting regulators in the United States to hold discussions with major banking institutions.

Experts fear that such AI systems could potentially be exploited to carry out sophisticated cyber intrusions, manipulate financial systems, or scale fraud operations, thereby posing risks not just to individual institutions but to global financial stability.

Georgieva emphasised the need for stronger “guardrails” to manage these emerging risks, noting that while some efforts are underway in advanced economies, vulnerabilities remain widespread across jurisdictions. She called for coordinated international action involving regulators, governments, and private sector stakeholders to build resilience against AI-driven threats.

The IMF’s remarks signal a growing shift in how policymakers view artificial intelligence”not merely as a technological innovation, but as a macro-financial risk with cross-border implications. The issue is expected to feature prominently in discussions at the ongoing global financial meetings, with a focus on regulatory frameworks, cybersecurity standards, and collaborative response mechanisms.

As AI capabilities continue to advance, the IMF’s warning underscores the urgency of aligning technological progress with institutional preparedness to safeguard the integrity of the global financial system.


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